Trucking Liability Insurance will not cover damage to your own vehicle. It also doesn’t protect you in the event of theft, fire, vandalism or other disasters that may occur to your truck. It also doesn’t cover damage to your trailer or cargo.
Cargo insurance is the most common method used to protect the value of your goods from physical damage, theft, or general average. Cargo insurance is not always automatically included for all shipped goods—this often varies by region. Instead, shippers or consignees can purchase policies in the insurance market from niche providers, large brokers, local agents, websites, and freight forwarders.